You exchange your car upgrade your car insurance!

You go on vacation in the context of an exchange of housing and it is a good thing, because this opportunity is particularly advantageous for your budget. You can also extend the exchange to yourself, but watch out for car insurance! You'll have to take some provisions.

The home exchange, vacation 70% cheaper

The home exchange is to put you in touch with other people with whom you exchange your home. This can save you 70% on your vacation budget! You get free accommodation and fully equipped.

A beautiful adventure, provided predicts risks to your home, even if you trust your future guests.

Read our tip on home insurance and exchange houses.

The arrangements with your auto insurance

When the exchange for yourself as two things: you will have to arrange your own auto insurance and guarantees, and learn about the people with whom you exchange.

Attention to the provision of exclusive driving car insurance

The first step is to contact your insurer to inform the exchange. To make it possible, your contract does not contain the clause "exclusive driving", which works the same way as for a motorcycle insurance motorcycle insurance.

Indeed, the clause requires the exclusive owner of the car to be constantly single driver, otherwise the car and the driver is not covered.

Make sure your auto insurance covers drivers and passengers

Once removed this warranty, the insurer may extend the coverage of your auto insurance policy. Thus, you will be compensated in case of damage and the passengers in your car will be compensated for personal injury under the liability coverage (RC). However, the terms (clauses or franchises) apply.

Attention! For the driver to be covered, you must purchase additional coverage and optional (driver side).

Read the contract owners of the car

Before proceeding with the exchange, remember well people perform the same steps you with their insurer and let the contract to you.

Then, before getting behind the wheel, read the contract carefully, make sure it provides for ensuring third drivers and passengers, taking account of any collateral and covenants, including for damage.