Auto insurance advice

The auto insurance

What is insurance?

Auto insurance is mandatory for all motor vehicles. In exchange for an annual fee paid by the insured, also called premium car insurance will cover the liability of the driver, i.e. take over the damage caused by the vehicle during an accident someone in either the object (pedestrians, passengers, another vehicle, road elements) except the driver and the car itself. This is the basic insurance, also called third party insurance.

How to calculate your auto insurance premium?

The determining criteria

Before any insurer assesses the risk, why you asked about her subjects to establish adequate insurance to your profile. However, it is not free want to make sure to listen to your answers. The insurer you do then you a proposal outlining guarantees and contribution. If you agree and that you do not reject this proposal, mutual commitment is made.

Insurance in the Third

The liability or

The insurance "third" is the first of all insurance. It is civil order, that is to say, to meet the requirements and duties imposed against citizens as stated in the term "liability". Living in a society, is to submit to state codes and therefore the insurance "third party" remains the minimum requirement for all drivers.

The all-risk insurance

And optional benefits

The appropriateness of your insurance on the value of your vehicle. Indeed, the more expensive your car is worth more than the insurance becomes a necessity. Exceeded five years argus has a low value, if in addition the car has a small engine do not rush and think before you buy insurance damage.

How to save their insurance costs?

Nothing to chance

By knowing more about the offers you can save up to 40%! What our website here reveals truths are not known to the general public or a real secret. However, these tips and tricks to reduce their premiums are often silent, and for good reason, insurance interest not to say too much.

The young driver insurance

Assessment of the premium

The profile of the young driver: - Seniority permit does not exceed 3 years - Either the driver has never been insured during the past three years. Attention, it is forbidden, under penalty of canceling the contract, driving without insurance.